615.01 ANB Parental Deeming Principles SR 13-01, 01/13 (AAM-A)

Deem income and resources from parent(s) to an Aid to the Needy Blind (ANB) applicant or recipient during the ANB cash eligibility and benefit allotment determination process, when the ANB applicant or recipient is:

• under the age of 18; and

• living with their parent or parents.

ANB parental deeming does not apply in the following instances:

• when determining eligibility for ANB medical assistance; or

• if the parents identified for deeming in the ANB cash case are already receiving any category of Financial Assistance to Needy Families (FANF) or State Supplement Program (SSP) cash assistance.

Calculate the available deemed income (ADI) of the parent(s) to the ANB child as follows:

Step	Action
1	Subtract the Child Allocation figure from parental unearned income for each unmarried sibling of the ANB applicant or recipient who is not also receiving ANB assistance, and is verified to be currently living in the home of the ANB applicant or recipient. The sibling must be under age 18, or under age 20 if a student. See the table below for figures.
2	If the Child Allocation figure is greater than parental unearned income, or there is no unearned income, subtract the excess child allocation amount from the parents’ combined earned income.
3	Subtract a $20 general income exclusion from any remaining parental unearned income.
4	If the remaining unearned income is less than the $20 general income exclusion, subtract the remainder of the $20 from the parents’ combined earned income.
5	Subtract $65 from the remaining parents’ combined earned income. Only one $65 deduction is allowed in the deeming process; both parents are not allowed a $65 deduction, even if both parents are working. Allow any other allowable verified deductions as listed in AAM 605, DEDUCTIONS.
6	Subtract ½ of the remaining earned income from the result of Step 5.
7	Add the result of Step 3 (countable parental unearned income) to the result of Step 6 (countable parental earned income).
8	Subtract the Parental Living Allowance from the result of Step 7, which is based on the number of parents in the ANB child’s household. See the table below for figures.
9	The income remaining after the completion of Step 8 is the parental ADI deemed to the ANB child’s cash assistance budget as unearned income.

Only one ADI amount is calculated for the ANB cash case even if there is more than one eligible ANB child in the household. If there is more than one eligible ANB child in the household, the parental ADI is divided equally between or among the other eligible ANB recipients. For example, If a family has 2 ANB children in the household and the parental ADI is $3,000, the ADI deemed to each child as unearned income is $1,500 ($3,000 / 2 = $1,500.) when determining the children’s eligibility for ANB cash assistance and amount of the cash grant.

# of Children	Child Allocation Amount for the Siblings of the ANB Individual (Step 1)
1	$356
2	$712
3	$1,068
4	$1,424
5	$1,780
6	$2,136
7	$2,492
8*	$2,848

* For each additional child, add $356

Parental Living Allowance (Step 8)

$710	if only one parent lives in the household
$1,066	if both parents (or one parent and his or her spouse) live in the household

Calculate the available deemed resources (ADR) of the parent(s) to the ANB child as follows:

When determining the available deemed resources for parents of ANB cash applicants and recipients under the age of 18, a "protected" resource amount is allowed. Any parental resources that exceed the protected amounts in the table below, are deemed to the ANB cash applicant or recipient under the age of 18. Current policy regarding counted and excluded resources, and current policy regarding the ANB resource limit, apply during the ANB parental resource deeming process:

# of Parents	Protected Resource Amount
Single Parent	$2,000
Two Parents	$3,000

See PART 400, RESOURCES, for policy on counted and excluded resources, and see Section 407.01, Financial Assistance and Categorically Needy Medical Assistance, for current resource limits for the ANB cash assistance program.

Example: An ANB applicant under the age of 18 is living with both parents and the parents’ countable resources, using current policy regarding countable and excluded resources, totals $15,000. The protected amount is $3,000 for the parental ANB resource deeming process when the applicant lives with both parents, so a total of $12,000 is deemed towards the ANB applicant’s financial assistance case. Since the ANB resource limit is $1,500, the ANB applicant is over the resource limit for ANB cash assistance and is therefore ineligible for an ANB cash grant. ANB medical assistance eligibility is determined using current policy which does not deem parents’ income or resources towards the case.

ANB parental deeming to an ANB cash applicant or recipient ends as of the month following the month in which the child turns 18.