_____________________________________________________________

Fair market value — For all assets other than automobiles and trucks, means the price at which a willing seller and a willing buyer will trade. For automobiles and trucks this means the "average wholesale value" in the Red Book, unless information is not available in the Red Book, or unless the client proves the value of the vehicle is different.

Family — Children and parents who have a biological, foster, step- or adoptive relationship, and who reside in the same dwelling.