709.01 What Benefits May Be Replaced (FAM)

SR 23-36 Dated 09/23

Previous Policy

___________________________________________________________

Replacement of Electronic Benefit Transfer (EBT) Benefits

Advise the applicant at the initial eligibility interview and at each redetermination that the individual is responsible for the security of the EBT card and that the benefits will not be replaced if:

●

the EBT card is used by an unauthorized individual any time after it has been activated; or

●

the recipient or authorized representative (AR) has already used the EBT card to access the benefits

Exception: Electronic Stolen Benefits (skimming, card cloning, and similar fraudulent methods) are eligible for replacement.  See below.

Reissue an EBT card to the recipient or AR if reported by the recipient as lost, stolen, or damaged. Advise any recipient who reports a lost, stolen, damaged or unauthorized use of their EBT card to cancel the card by calling the toll free EBT customer service number at 1-888-997-9777 or by using the mobile app ebtEDGE.

Replacement EBT cards are mailed directly to the cardholder’s current mailing address.

See Section 709.05 Issuing or Replacing EBT Cards or PINs for more information.

 

Replacement of Benefits Due to an EBT Transaction Error

An EBT transaction error occurs due to a systems error or malfunction, the retailer or merchant is not credited with some or all of the transfer of funds; or the recipient does not receive some or all of the benefits requested, although the recipient’s EBT account is debited for the full amount.

 

All EBT account transaction errors are investigated and resolved within 10 business days. At the conclusion of the investigation, the client’s EBT account is credited or debited with the amount under investigation.

 

●

If it is determined that a merchant was not credited for the full EBT transaction amount, the recipient’s EBT account is debited in the amount of the discrepancy. The next month’s benefits, if needed, may also be debited from the recipient’s EBT account to complete the adjustment.

●

 

If it is determined that a recipient did not receive the full transaction amount that was debited from the individual’s EBT account, the recipient’s EBT account is credited in the amount of the discrepancy.

The household has 90 days from the date of the debit adjustment notification to request an administrative appeal.

●

If the household requests an administrative appeal within 15 days of the date of the debit adjustment notification, the adjustment amount remains in the recipient’s account, pending the administrative appeal. If the recipient loses the appeal, the adjustment amount is recouped from the recipient’s account and credited to the merchant’s account. If there are insufficient funds in the recipient’s EBT account to cover the full recoupment amount, the recipient’s next month’s benefits will be debited to settle the full adjustment amount.

●

 

If the household does not request an administrative appeal within 15-days of the date of the debit adjustment notification, the adjustment amount is credited to the merchant’s account.

A household may request provisional credit in the amount of the adjustment after 15 days but within 90 days from the date of the adjustment notification. Provisional credits are subject to recoupment upon completion of the investigation. The Family Services Specialist and District Office Administrative Supervisor must:

●

verify that the recipient meets hardship criteria; and

●

complete BFA Form 472, Acknowledgment and Statement of Understanding of EBT Provisional Credit Requirements.

 

Hardship exists if all of the following criteria have been met:

●

the amount of transaction dispensed to the recipient was 20% or less of the benefit amount requested; and

●

the recipient provided a signed, written statement indicating that the household

●

is experiencing or threatened by at least one of the following:

 

–

homelessness or eviction;

–

termination of a utility or dependent care; or

–

lack of medicine, food, heat, hot water, or cooking fuel.

 

Deactivation and Return of EBT Benefits from Unused EBT Accounts

If an EBT account is not used for a period of 30 days, New HEIGHTS client letter BI0008, EBT Expired Benefits Letter, is generated and sent to the client indicating that any financial assistance benefits in the EBT account that have not been accessed for a period of 90 days will be permanently removed from the EBT account. Benefits removed from the account are no longer available for spending and will not be returned to the recipient. No Advance Notice Period (ANP) is required.

 

Replacement of EBT Benefits for Electronic Stolen Benefits

Issue replacement benefits for electronic stolen benefits when a recipient:

·         reports that SNAP benefits were stolen by skimming, card cloning, or similar fraudulent methods within 30 days of the date of the theft was discovered;

·         provides BFA form 473, Attestation and Verification of Electronic Stolen Benefits, or an equivalent signed statement; and

·         the EBT team verifies that the transactions reported meet the pattern of electronic stolen benefits.

See Section 709.07 Replacing Electronic Stolen Benefits for more information.

 

Replacement of Electronic Funds Transfer (EFT) Benefits

·      There is no provision for replacement of financial assistance benefits deposited into the recipient's personal account via EFT and then subsequently withdrawn by unauthorized persons.

·      Advise the client that if the only account available for EFT benefits issuance is a joint account, the client is responsible for the security of that account. If a joint owner of the account uses the EFT benefits without the client’s authorization, they will not be replaced.

 

Replacement of Benefits Due to an EFT Account Error

·      Financial assistance benefits deposited into the wrong account as a result of a bank error, must be resolved between the recipient and their bank. The bank is responsible for correcting the error within its network.

·      Financial assistance benefits deposited into the wrong account due to incorrect EFT information entered into New HEIGHTS, will be reissued to the correct recipient account upon notification to the District Office. Recovery of the money erroneously deposited into the wrong account will be pursued by the State's depository bank.

·      If the bank rejects an EFT, reissue financial assistance benefits through the EBT cash account until the reason for the bank rejection has been corrected. Provide written notice of the rejected EFT and the alternate EBT issuance if the reason for the rejection cannot be corrected prior to the next regular assistance payment issuance date.

 

References: He-W 671.01; He-W 671.02; He-W 671.03; RSA 161:2, I